Sorry, didn't mean to freak you out...
To be honest I don't use checks at all except for rent. For local shopping I just use my debit card as it is easier than checks to keep up to date with my account as the card will show up right away via on-line banking even if just pending. All my bills, not many, I just do on-line. Also I just don't trust checks. For instance my rent check never goes to a bank. It is scanned and processed electronically. You have probably experienced this in a store where they run the check through a scanner then return it to you. Still there are some, such as my rent, where the check is not returned. Since they are not going to keep the check it ends up in the trash. My apartments DO shred the checks but not all outfits do so the full check ends up in the trash where it can easily be retrieved by a crook, and there are people that do hunt trash for just this purpose. So now that person has your check with the account number and routing number.
Are debit cards any more secure? In one aspect they are as there is no 'paper trail' as there is with a check. Still a photo could still be taken of the card and a person could watch when you enter your PIN. That is one reason why I almost never use my PIN but, instead, select to use the credit option on the terminal, yes, at least in most cases, a debit card will process using the terminal's credit option. Someone could still photo my card but would not have the PIN. Actually I always cover the card number as much as possible when using.
So now we must come to using a card on-line which you do or you would not be a supporting member. A much safer way to do on-line is to open a PayPal account and link your card. Now, when buying on-line, just use your PayPal account and your bank info is not involved. Shoot, you can even get a card through PayPal to use locally so even in a store your bank info is never involved. I DO have such a card but, to be honest, I've never used.
So what am I actually doing today? LOL! Got to make this post fit the topic.
View attachment 337867 Actually I typed all the above so it is something I did today.
Other than that I am currently washing dishes which means that I pressed a button on my dishwasher. That alone almost exhausted me! Other than that I placed a new order with Omaha Steaks for groceries and found another discount. Along with other discount options I've discovered I now get an additional $10.00 USD off with every order due to a military discount. If this keeps going like it has Omaha Steaks is going to end up paying me.
View attachment 337867