I disconnect all heaters during a Canadian summer. The water can get up to the 25-27 range. I found that when outside temperatures fell, heaters left on tended to fail. If I plugged them in as needed, they seemed to work much better, longer and more reliably.
I now rarely use tank heaters, and just heat the room to 22. I've had too many stuck heater disasters. As far as trust goes, aquarium heaters seem to be the mechanical equivalent of politicians.
A lot depends on the fish you like though. Mine thrive in the 22-23 range, and I avoid species that like it hotter.