This is a concern of mine, also. If I ever manage to get my 26 gallon tank cycled to 12 hours, I don't want to do a full load of fish all at once. I was planning to add a few fish every week or two. But if I only add 4 fish to start with (zebra danios), that's not enough fish to keep all the cycled bacteria alive, is it?
A fishless cycle simply means you can introduce fish without exposing them to ammonia or nitrites. Some people stock to 3/4 or full from day one and one of the risks is that they often can't isolate the fish before adding them to the tank, to check for diseases and such.
If you add a few fish and slowly build it up from there your excess bacteria will die. However, if you stock slowly and carefully you won't see any ammonia or nitrite in the tank because you already have enough bacteria for them to reproduce quickly to catch up with the bioload.