Its no different to using a multiway extension lead is it? That only has one fuse in its plug
You have one fuse in the plug but then every plug that is plugged into the extension has its own fuse as well. Yes the MCB should kick in if anything goes wrong but personally when it comes to things that can start fires/zap people I prefer to have a back up system (fused plugs).
Quite right.... each item has a fuse for a reason... and thats only ONE reason - to protect its cable from overheating !
Maths lesson:
Fuses are calculated (or rather "should" be !) to blow at a current slightly above normal operating current... example:
100W heater, working on uk mains voltage of 240vac (I know this is arbitrary, but stick with me)
The calculation for working out the current is:
Current = Watts divided by voltage, so
A = 100/240 ("A" is the symbol for current)
A = 0.41666 Amps
Or nearly half an Amp... so we really ought to use a fuse of, say, 0.75A but standard fuses made for 3 pin plugs are commonly 3,5,13A there are others, but these are easy to find !
So we select the smallest available - that is larger than the value we calculated - in this case a 3A fuse is more than sufficient
If a fault occurs in the heater, and it goes "open circuit" then NO current will flow - it just wont work.
If it goes total "short circuit" then a large current will flow, causing the weakest link in the chain to burn out... hopefully the fuse in the plug, if not the next weakest link would be the fuse in your fuse box (circuit breaker in the distribution panel) and the power is disconnected.
Scary part is when the fault is not a short circuit, but a low resistance fault, which allows a large current - but not so large as to blow the fuse in the panel... invariably a 15A breaker, which will take a relitively long time to "blow" (or "trip")... so imagine this fault allows a 10A current, NO fuses will blow - so what is this current doing ? Heating up the wiring between the fault and the power station ! Now the wiring upto your house is sturdy stuff, hundreds of Amps before a problem... in house, the wiring may be ok upto 50A, but the wire fitted to the heater is probably only rated at 3 or 6 A ... so wheres the weakest link ?
Thats right, this cable is going to get hotter and hotter until it fails, or BURNS out.
This is why EVERY item MUST have its own fuse ! And correctly rated at that - dont just rely on that 13A brown one that came fitted to the plug !
An RCD wouldnt help in this case, because they rely on current going via a path "outside" the live and neutral circuit... such as flowing to earth.
Hope this clarifies the issue a tad !