I agree there just aren't any 'nasties' in most peoples hot water tanks.
I don't have a mixer tap anyway, so I just use straight from the cold tap; I do 50% changes; I just don't feel the need to rush and I trickle the water in very slowly; if I'm not lugging buckets I don't care if my changes take an hour or more.
I've been doing it this way for a couple of years now and have never had a problem.
You know; I never used to be able to keep houseplants, and my friend, who's an expert gardener, told me I 'worried them to death' by fussing over every little thing; I wonder if this is true of some newbie fishkeepers too?
You're all fussing and stressing over every little change, whereas us, more experienced keepers are quite happy pouring gallons of cold tap water in our tanks! I do use dechlor but I know some people who don't and they're perfectly successful.
I personally, think big, regular water changes are the absolute key to keeping fish. Once you get over the, "oh but big/too many water changes stress out the fish/unbalance the tank/filter, you must exactly hardness/pH/temp match every drop of water that goes near your tank" and just do those changes, I think a lot of people (and fish, lol) would be much happier!
As always, YMMV and all that...I'm speaking only from personal experience and don't have scientific papers at hand to back up what I've said; I still stand by it though!