Will the ph lower too much if I don’t raise the kh? I guess I don’t need to do it then.
No the pH willnot lower too much, but here again it depends upon species, but also your water changes. I have eight tanks in my fish room, and my GH and KH is zero in the sopurce water and I add nothing to raise either. The pH in some of the tanks runs around 6.4, in others below 5. Weekly partial water changes of around 65 % of the tank volume in each tank have maintained a stable pH over a decade now. The biological system is unique to every aquarium, and once established, with substantial water changes, it will not fluctuate. I just ensure the fish in each tank are suited to that tank's biological system.
I plan on keeping the same species as I mentioned in the first post besides the rainbowfish and deciding if I can keep corydoras with the loaches with the method I mentioned above.
I also have 2 backup tanks and 1 food safe 20 gallon container if something goes wrong with loaches and cories.
With respect you are missing the point. It is not a question of "getting along" in the sense of fighting, but of not being impacted in ways that you cannot see. Ian noted that loaches are by nature much more aggressive feeders than cories; this does not mean the loaches tear into each other or other fish, it means they are much more determined to defend their space and eat their food. Cories will lose out, and over time this weakens them so they are not as healthy as they should be.
When considering species for a community tank, we need to consider many factors. But we must know and understand the natural habitat of the species so that we can begin to appreciate how the fish functions in that habitat. Aiming to provide as close as possible an environment replicating the natural habitat of a species is key to healthy fish. The fish "expects" certain things, and when they are denied the fish suffers. I will never advocate trying or experimenting with fish; that is cruel and inhumane. I research the fish species and its habitat, and I provide those things or I do not get that species:
How many of the species live normally together?
What sort of fish share its habitat?
What are the water parameters?
What is the physical environment like (substrate, wood, rock, plants, overhanging marginal vegetation)?
What is the water flow?
What is the light level?
How does the species interact among the individuals, and how might this be affected by another species?
I am always reminding myself of the thinking behind the blue and green citations in my signature block. Anything less and I am in the wrong hobby.