I've always wondered whether the dividing line between when a prefilter is useful or not was whether you were able to be a "daily futzer" in your aquarium. Obviously if you could grab the prefilter sponge and rinse it on a very frequent basis, it would help your filter box not become clogged as soon, but the intake would continue to operate effectively.
It has always seemed to me that the rub would come if you were away on trips or otherwise neglected your prefilter duties. I guess the frequency with which the prefilter would need flushing would obviously depend on the amount of debris. How often do you find you need to give yours a rinse, Vermin?
There must be particular situations where a prefilter is particularly helpful? I believe in practice they are used fairly rarely.
~~waterdrop~~