Yeah, well I'm at work--what's your excuse?
Ok, here's the possible bad news. The usefulness of the lighting is dependent to a large extent upon the so called "kelvin" rating. The kelvin rating refers to the light waves and the light colors in the light spectrum being produced. The best for plants is 67,000K (kelvins) which are high in the reds and blues most useful in the photosynthesis of plants. Next is 10,000K which is the light waves at high noon. (I believe I pretty much have this correct.)
I think the reason that incandescent is not useful to plants is because it doesn't produce the correct kelvins. I have heard that regular flourescent used in lamps doesn't either. I assumed when you said "Sunlight" bulbs it was referring to the kelvin rating not the brand name. Maybe (big maybe) there will be a reference on the package to the kelvins produced. But aquarium bulbs are a special product produced for aquariums and not used in lamps.
I think another option for you would be to get a flourescent strip (maybe an under counter) from the hardware or home improvement and buy the correct bulbs for aquariums to use in them.
Fosters and Smith has an 18w mini light for about $23 + $8 shipping that would sit on top of a glass cover. Or one of the other strip lights could sit on a glass cover.
I'm sorry I know this isn't what we had hoped you would hear. I wasn't able to find a truely inexpensive way around the lighting. Although I got a really good deal: a 48" four light T5 strip, fan cooled for $150. They are easily over $300 on sale.
Edit:
The "20 watt replaces 75 watts" refers to 20 watts of compact flourescent household light replaces 75 watts of incandescent household light.