Fresh water from the taps contains a huge amount of disolved co2, doing water changes with lights on is a bad idea as the co2 levels will be fluctuating massively and it will take your plants a long time to adjust to this in balance. This in turn gives algae a massive upperhand. This is the number one cause of algae. Take it from someone who has no algae. I personally would say wait until the end of the day when the lights go off and then do your water change.
i believe your theory is flawed....
i never have any algae, and i have done water changes with my lights on for 25+ years,
my lights are also on about 16 hours a day,
i only have to scrape my glass once every 6-8 weeks, and there isnt any algae, just a very light "slime" on the glass