Okay I learned that my water provider is adding Chloramine, which means I could be getting ammonia from that. Maybe I did not put enough Stress coat.....
First, chloramine is a bond of chlorine and ammonia. Many water authorities esp in NA are now using this because it does not dissipate out of the water quickly like chlorine does. Most conditioners will detoxify chlorine and chloramine (it will say on the label) so that is OK. But, the ammonia remains as ammonium for a time, which is harmless, and eventuaslly the plants/bacteria will be able to deal with it. We have had several threads about this in the past few months, with very low ammonia levels consistently. Knowing it is chloramine, no need to worry. Have some floating plants (these are especially good at taking up ammonia) and/or other plants. Do not ever use more conditioner that is needed for the water to be treated, and adding more willnot do anything here as I've explained, but it will mean more chemicals in the water and when you have fish this is not good for them.
Next issue, Stress Coat. This contains aloe vera, which scientific studies are now suggesting will harm fish gills over time. I would find another conditioner. If all you have to deal with is chlorine/chloramine, the best is API's Tap Water Conditioner. It is highly concentrated so you use very little (another plus for the fish), and a small bottle will last months.
Quick Start is a bacterial supplement intended to get the nitrifying cycle going faster. Some of these products do interact with conditioners that detoxify chloramine; I beelieve the general consensus is to wait 24 hours...others will be able to advise you better on this. Fortunately I don't have this issue...yet.
Something else now...you are in Western Washington state, and you have very soft water as I do up in Vancouver. This means the pH will be acidic once the tank is running. The water authority likely adds something to raise the pH (they add soda ash in Vancouver), it will dissipate out. Point here is that the "cycle" may not even start, but that is not a problem. Ammonia in acidic water is ammonium which is basically harmless to fish, and plants will take it up rapidly without producing nitrite which is a bonus.