I think we are talking about the same thing by the tail. Where the tail fin joins the body there are 2 cream coloured lumps. That could be Lymphocystis or the start of an ulcer. Monitor it and if it goes red in the centre and the red spreads outwards, then it's an ulcer. If they remain cream/ white and grow bigger and lumpy, then it's Lymphocystis, which is a stress virus that will clear up in a few months if the fish is well looked after.
Ok thanks I will keep a very close eye on it! I'll update here any developments.
Thanks again for all your help and advice - I've learnt a lot!