The-Wolf, I have to question your advice:
Less Nitrates
less algae -better plant growth -healthier fish
Less nitrates - less algae = true
Less nitrates - healthier fish = true
BUT
Less nitrates - better plant growth = surely false?
Plants use nitrates to grow, which is why it also helps algae (a plant) to grow, and why having live plants in your tank reduces the nitrates (and why watering normal plants with fish water makes them grow really well).
Obviously you're right that lower nitrates is generally better, but I disagree with the plant growth thing.
Also,
Mala, just out of curiosity, why have you decided to take the carbon out?
Oh, and another thing, sorry to slightly hijack this thread, but does anyone know whether I would be stupid to have carbon and peat in my filter? The reason I ask is that I know that peat turns the water slightly yellow-ish, and carbon removes that, but does the carbon also remove the other good stuff that comes from the peat, or is it just the colour? I've looked on packages of peat, and none of them say "Do not use with carbon", but does anyone have any experience?