I have decided to move the crayfish to another tank. its a ten gal tank. it has to be cleaned out and cycled. also going to add more tetras. About 6-8 more. I haven't noticed him ripping fins anymore tho. My goldfish has been doing well as far as water temp. goes. thank you all.
Adding the tetras to my original tank lol.
The Goldfish may be 'doing fine' in relation to the water temperature, but being a coldwater fish, it's metabolism is designed to be really slow. Putting it into tropical conditions speeds up said metabolism drastically shortening the life span of said Goldfish therefore increasing stress put on the animal. After all they are designed to withstand temperatures of up to 4 degrees celsius and possibly lower in ponds in the middle of winter.
It's like taking a polar bear and expecting it to live in the tropical rain forest, it might survive, but it certainly won't be happy nor will thrive in the environment