Just think of it this way. You are not spending big bucks to save a 4$ fish but rather you are spending big bucks to save a system that has, all told, cost you big bucks! I know my big tank has cost me 500 total and its only 29gl
I.know , I was joking really. It would definitely suck to have a total wipeout. It's like the old saying .. "An ounce of prevention is better than a pound of cure"