The carbon poly pad will help to keep the tank sparkling clear. I run one in my eclipse 12, as well as I also run an extra charcoal pad (I think they are actually made for fluvals or eheims, but fit my filter bed) underneath the stock filter pad for extra polishing of the water. Something you might be able to do, is to buy the carbon pads, and lay them on the bottom of the filter bed, then get the polyblue material and lay that on top, though I think when all is said and done, it still might be cheaper to just buy the cartridges and know that there is very little bypass around them. Im not sure exactly how the other eclipses work compared to mine, but on my 12 system the cartridge leaves a small amount of liquid space under it for the water to flow down to the biowheel, I think this ensures that the water comes into full contact with all the charcoal. When I put in the extra carbon pad, it just forces the water through it as well. (our water looks sucky where I live)
I've found my cartridge gets gunked up long before 2 weeks time with debris and small amounts of uneaten food, and long before the carbon is no longer activated, it's time to change my cartridge.