Any One Ever Emigrated?

[Squid]

Wiggle... you just have to wear the right clothes.. Think "new wardrobe"...

They don't struggle with 1 inch of snow on the roads like us do they ;-)

Squid

 

[StuCarr]

The biggest barrier I think my family will have moving there, is the fact that you have zero credit rating when you arrive there, so a mortgage would be a problem. Hopefully by living in my dads basement for a year should help us out. You hve to take enough money to survive for three months, for two adults and a child its around CA$16k.

 

[DevUK]

My brother lives in the states and I've often thought about going and living in his basement. Would be tempted if I had a job lined up...

 

[Miss Wiggle]

The biggest barrier I think my family will have moving there, is the fact that you have zero credit rating when you arrive there, so a mortgage would be a problem. Hopefully by living in my dads basement for a year should help us out. You hve to take enough money to survive for three months, for two adults and a child its around CA$16k.

we should have a 40% deposit for a mortgage so hopefully that should convince them that we're credit worthy! it's one of the things we'll have to look into in more detail though.

we'll just be 2 adults no kids just yet and we should have around CA$40k in our pockets when we get there. I'm pretty sure we can convince them we're financially stable enough to look after ourselves and not be a drain on the economy. also we would be working pretty much straigth away, even if it means cleaning toilets for a living we'd do it, we're not spongers and we're not too proud to take whatever's on offer if it means earning a living and supporting ourselves.

 

[timmystood]

This is a brilliant idea Ian! I've been researching ways to emigrate to Australia for the last 6 months but it has got me nowhere! Asking people on the forum is a brilliant idea.. why didn't I think of it Doh! Anyway, i'll probably start my own topic in the general hobbies section so as not to steal your thread! Good luck!

Notice to rest of world.... funny how everyone wants to move out of the UK!

 

[Miss Wiggle]

Notice to rest of world.... funny how everyone wants to move out of the UK!

everyone here wants to move out of the UK, everyone outside seems to want to move in.

while we do have a great quality of life in the UK compared to some parts of europe and the third world, but it's certainly not the best in the world.

 

[babybell911]

I think martinjones on this forum is moving to Canada maybe you could ask him.

 

[timmystood]

Thing is it's really hard to emigrate to Australia! Damm!

 

[PRW1988]

Gotta tell ya, Canada is pretty lineant about immigating, just follow proper procedures and you should be fine, your animals on the other hand man have a bit more difficulty, you may have to regester them with the minister... not too sure though, anyways come on down! We'd love ta have you up here FREE HEALTH CARE lol, whereabouts are you thinkin of movin anyways?

 

[Miss Wiggle]

done some basic research into bringing the cats and it looks OK, we need to get a clean bill of health from the vets including rabies jabs but aside from that we should be able to bring them with us.

we're looking at Ontario, Ian's a builder so he wants to be in commuting distance of a big city so he shouldn't have trouble finding work, so we want to be no more than an hr's drive from toronto. i'm looking at smaller towns like kitchener in the surrounding area so we get the best of both worlds with the countryside on our doorstep and small city life but easy access to a big town either for work or leisure!



just to get a rough idea of salaries and wages, if we each earnt $2000 a month, roughly how much would we get after tax?

 

[The-Wolf]

you have zero credit rating when you arrive there

omg that is far better than my current rating!
where do I sign up?

 

[cheesy feet]

so just in general for a lot of your major taxes you pay once to the federal government and once to the provincial government?

we've seen on housing listings a price for tax, what's this? is it a one off payment to do with buyign the property or is that your yearly/monthly property tax?

from what i can gather your taxes are great compared to what we get over here, we pay over double for petrol and I'm sure there's plenty more things like that.

we pay VAT which would be the equivalent of GST and PST think it's around the same amount.

Vat is 17.5% so actually it's a bit cheaper!(i think)

This is a brilliant idea Ian! I've been researching ways to emigrate to Australia for the last 6 months but it has got me nowhere! Asking people on the forum is a brilliant idea.. why didn't I think of it Doh! Anyway, i'll probably start my own topic in the general hobbies section so as not to steal your thread! Good luck!

Notice to rest of world.... funny how everyone wants to move out of the UK!

To much rain lol...
O and as soon as i'm old enough and have some money (hopefully) i wanna move to somewhere hot!

 

[rdd1952]

Just wanted to throw some information at you. I am a real estate agent in Charlotte, NC so I can shed some light on how loan companies over here handle foreign borrowers. They can build a credit profile with accounts you have established in your country along with letters from creditors including credit card companies, banks, utility companies, etc. The other part of these transactions is your citizenship status...do you have a work visa, are you a green card holder, etc. All those things will determine what type loan you qualify for. This holds true for the US and I would imagine for most other countries too.

Why not come join us in North Carolina, one of the fastest growing states in the country. Great climate and your housing dollar goes further than most any other place in te US.

 

[BigIan]

Thanks for all the help guys we did the tests last night and based on our points we could easily get into the country ( i may need to take french lessons just to make sure, as at the moment my french extends as far as one phrase "Bonjoiur, Je suis Monsieur fromage, jai mal a la tete."

So if i get this right out of your wage you get

federal income tax 15.5%
provincial income tax 6.5%
4.9% for pensions
1.8% for employment insurance ???

Whats employment insurance for?

 

[Griz]

I'll try to answer as many of the questions in the above posts as I can.

Employment Insurance is a mandatory payroll deduction. If you lose your job, you can appy for benefits. There are a ton of rules concerning how much you get and I've never collected it so I can't help too much. But basically, that's what it's for.

Generally, most middle income earners can expect to take home 'very' roughly about 2/3 of their gross income, the rest is taken through Income tax and payroll deductions.

Animals are no problem at all provided thaey have a clean bill of health from a vet and their shots are up to date.

Gasoline right now runs $1.00 to 1.05 Canadian

With 40% down and a good credit history in England, I don't see why you would have any trouble getting a mortgage. The house itself becomes the collateral when you have that much to put down.

Kitchener/Waterloo is a nice area, close to everything and right now the local economy is doing rather well. (Too densely populated for me though) I nearly moved to Stratford several years ago, it's a beautiful small town. I live in the Niagara Region in a small town on Lake Erie. Niagara is a great area to look into as well. Just curious as too how large a community you want to live in? In southern Ontario, you can find some very nice small towns (20,000 or less) but which are situated a very short distance from a large city. You generally get a tighter community, a quieter place to live, and bigger building lots in these places plus more green space.

If I've missed anything, let me know.