A couple of things -
The tank may not actually hold 55 litres water. I once had a "54 litre" tank which actually held 45 litres water (I measured it in when I set it up)
Kuhli loaches need a lot more than 3 I'm afraid. I wouldn't keep less than 10. When there aren't enough of them they hide all the time so you'd never see them.
Bettas are actually best kept alone, maybe with a snail for company. Some bettas are aggressive and will attack - or try to - anything else in the same tank. I had a betta which dismembered cherry shrimps. Other bettas are laid back and are easily bullied by other fish.
Some species of fish just cannot help themselves when presented with long flowing fins, and species not known to be fin nippers can shred a betta's tail and other fins.
So, may I suggest not putting a betta in this tank. If you really want one, how about a smaller tank, around 25 litres?
Next question - do you know if you have hard or soft water? You should be able to find this on your water company's website, though if it's Dwr Cymru they do make it hard to find. If it is Dwr Cymru go to this page and enter your postcode (about a third of the way down the page)
We can keep you informed about any new map items in your area when provided with your postcode.
www.dwrcymru.com
That should give a map of where you live and in the menu bar above the map should be "water quality" with an arrow to open a drop down box. In that box it says "for more information about water hardness in this area click here". Clicking the 'click here' link opens a pdf with a lot of little squares with numbers in them. You need the numbers in the squares for
Hardness [total] mg/l - we call that ppm
Hardness [German] - we call that dH.
These are the two units used in fish keeping; fish profiles will give a species' range in one or other unit.
Or buy a GH tester, it might be easier
The reason you'll be asked for your hardness is that fish have evolved over millions of years in water of a certain hardness. It is easier to keep fish which originate in water with similar hardness to your tap water.