Yes, that was from me. Overstocking can lead to fish stress, which leads to diseases, even deaths. IMO, you can have an overstocked tank and still be well balanced, as long as they are balanced amount of top and mid dwellers and also bottom dwellers. You should also have a larger filtration system (at least 1 1/2 times your tank).
I belong to several pl*co sites that have large, tall tanks for their plecos. Unfortunately, plecos are bottom dwellers, so a tank than maybe 6' wide and 6' tall won't matter with a tank for of plecos, since they'll mostly occupy about 2' above the bottom and that's only if they're climbing up on wood or stones.
I think it would only be best for the more experienced hobbyist to allow their tanks to overstock. This is becuase they would have the proper equipment, have the proper maintenance schedule, and know their fish well enough to determine if they can be overstocked. For example, an experienced hobbyist would know to probably never overstock a tank full of cichlids. Most beginner hobbyist normally buy smaller tanks to start out with and overstock them. Smaller tanks are harder to maintain than larger tanks, when it comes to water parameters. A slight change in water parameters could drastically effect the tank and the fish in it. For example, 1 teaspoon of chlorine in a 10 gallon tank would kill all the fish in the tank, while 1 teaspoon of chlorine in a 55 gallon tank would probably just iritate the fish, but they would do well. Also, beginnier hobbyist buy those filters rated exactly for the tank their size. Unfortunately, the tank ratings are a bit misleading. I'm doing research on this, so I rather not comment on this further.
In the end, the beginner hobbyist would probably buy a small tank, overstock it, use a smaller filter, and not maintain it properly, which we all know it will lead to disaster.
Yes, freshwater fish are cheap, which is the reason why some beginner hobbyist don't care much if there fish die, since they just go out and buy another one. Sooner or later they get tired of buying new fish to replace the ones that die and give it up. Which is sad.
So, all in all, not knowing everyone's experience, I will tell everyone the same stocking rule. I also know that it's hard to resist buying those nice fish we see at the LFS.