Basically, you are fine if you change the media weekly and clean all surfaces of the canister in RO/DI water vigorously, also weekly. You need to do this because detritus build-up generates nitrate and phosphate, which will cause cyano and algae problems in the tank.
IMO that is a) expensive and B) a pain in the butt.
Run your skimmer a bit more on the wet side to take out more gunk, and run a micron bag with carbon when needed. Maybe a filter sock (clean and change it regularly) on the sump if you want. Much, much cheaper.