Unfortunately they wont ever need that huge tank, payara are known to be practically impossible to keep alive in captivity once they reach around 12" in length. For some unknown reason once they reach that size they just give up on living and waste away over a matter of weeks, this happened to the two i kept and is well documented within the predatory fish keeping comunity.
my buddy has got 3 of these guys in a 40gal tank right now with very little water movement. ill let him know they get big and would require deeper waters with more water movement. they are vicious little guys and theire teeth are huge!