I have had silver dollars with perm. black dots. the dots remained all the time. These grew to an oblong shape as they matured, they thined out and got long , lost their round shape more so than the others I've had.
I have also seen red hooks with really small black specks that look like pepper and pertrude a little , is this what yours have? Looks almost like black ick. This is normal I have been told.
The only opening in my top is where the filters are, and are cut to the exact size. This is the space they jumped thru (@ 3/4 inch) between filter return and tank top . The one I found dried out and dead. The other had landed in my son's turtle tank which I kept under the fish tank. he was of course eaten ,all but his head. These were mature red hooks I had for @ 4 years or so. Have had dollars for many years and only happened twice in say 10- 12 year period.
I have always been under the impression that no silver dollars or hooks will mate in captivity. Mine go thru rituals as if they are but thats it. Have you had any luck with mating? I would love for them to mate, would be pretty cool. I have convicts that mate all the time, use them as feeders. Convicts mate like roaches and nobody will take them. The Red hooks eat them, so much for being veggies. The other silver dollars do not eat them.