I'm going by the watts-per-gallon rule which is what we use to get a rough idea of how much light plants are receiving. The higher the light, the more plants are forced to metabolise, and the more we have to provide to allow them to keep up with the demands of the light.
The light in the first link would provide a shade under 1 watt per gallon, but as T5 lamps are more powerful than the lamps for which the rule was created, it would actually be more than that. With that level of lighting you would easily grow plants like mosses, swords, Anubias, Java ferns and crypts, and you probably wouldn't need to add CO2 because the likelihood is that there would be enough naturally in the water to meet their requirements (you might have to add some fertilisers, but that depends on other factors).
The light in the second link (the 48 watt one) would be giving a shade under 2 watts per gallon, but being T5 means that it's effectively more than that, and with reflectors possibly 50% more. At that level of lighting you are squarely in the realms of high tech and would need CO2 (and fertilisers) to meet the plants' demands for growth.
Hope that explains it somewhat
By the way, you haven't said what the lighting is that you currently have - how many watts, type of lamp, age of lamps (they may just be too old to be much use). The more info you give about your set up, the more help we can give