thought i had seen a ghost , my cat is also called smudge, and looks very similar , she is only five years old tho . lovely looking pusscat goldie and nice pic too...... pebbles
I don't know if it's just something older cats get but my cat also has that little hanging flap of skin below her tummy. I call it her "pooch" It's not fat or anything, just a little extra skin. I guess it's like what humans get below their neck when they get old and wrinkly.