Minerals stay in the water, as do impurities and pollution. They don't evaporate. So as you go along your water gets worse and worse, and eventually, even the toughest fish will begin to suffer.
What happens in many cases is the fish respond as they do to the dry season. As their habitats evaporate, they gather in smaller and smaller, more and more mineral and pollution filled pools. They dial down their activity levels, and become more and more dormant as they wait for the rains. They can survive a long time like that. When I was a kid, no one did water changes and fish didn't directly die, though their lives were way shorter.
If you decide to do more than top up, you will have very loaded water. You will have to change it slowly, maybe 10% at a time, or the rapid change will kill the fish. I've made that mistake and learned from it.