Insuring Your Fish?

[KingKenny]

Just a quick question. To those of us that have spent a starggering amount on the actual fish in our tank, can they be insured? For instance a tank wide wipeout due to disease, or fish dying due to a power outage.

My tank is covered by house insurance but there is nothing protecting my fish other than the careful hand of a caring fishkeeper protecting the actual fish!

My fish have cost me something like £660 and the tank is around half full. What can I do to protect my investment other then responsible fishkeeping/quarentine procedures etc. Mine are only wild African Cichlids. I dread to think what some have spent on marine fish.

 

[mr.dark-saint]

I got a funny insurance story. This dude wanted to insure a box of cigars under his home insurance (floods, fire, earthquake and etc.) and he made it a point to ask the insurance-man "against fire, right?". Which he insurance-man replied yes. So little time passes and the dude calls up and say he had small fires and lost the cigars. Since the insurance-man said they were insured he had to pay up tight? Well not before charging the man for 25 counts of "Arson" . After all he did take a flame and fired them off.

I know some Koi keepers who spent some cash money that could've been better spent on a car or a house for some koi. I think they have insurance on them under house hold pets. After all people do insure horses and put out a contact to off them for insurance money . So, it all boils down to how much money you have, how much the premiums are and such. If the insurance is less than the replacement of fish I'd take it or buy a quarantine tank and wait it out and buy a generator for the power outages.

 

[chibi]

I don't know of any actual Fish Insurance, but maybe you can do your own fish insurance. Take a percentage of your paycheck and put it somewhere so that in case your fish dies, you can buy new ones with that money. The only problem with that is you don't get interest D: But hey, you can choose the percentage you put in, and you don't have to worry about it going up or being charged more for a disaster.