Hi vantgE,
I find the Fluval's are quiet - I have four in my living room and cannot hear them most of the time.
The specs on the two filters are as follows:
Fluval 404
Flow rate 1,300 l/hr (285 UK gal/hr)
Mechanical filter area 76,300 sq mm
Biological volume 4.2 l
Filtration volume 8.5 l
Max aquarium capacity 400 l - 87 UK gal - 100 US gal
Fluval 304
Flow rate 1,000 l/hr (220 UK gal/hr)
Mechanical filter area 56,000 sq mm
Biological volume 3.1 l
Filtration volume 6.6 l
Max aquarium capacity 300 l - 66 UK gal - 70 US gal
Looking at these specs it seems to me that the filters are the wrong way round. The 404 is more suited to the 90 and the 304 to the 66, but both are only JUST enough to provide normal levels of filtration on the tanks (tank sizes are workewd out based on a normal bio-load).
With cichlids - if they do need higher than normal filtration - the 404 makes sense on the 66. With the 90 you could probably get away with adding another 304 (or even a 204 at a push) - this also give the advantage of allowing you to clean/service one filter at a time and protection if one breaks down.
HTH, Eddie