I would say say stop and think longer term. We aquarists are an impulsive bunch.
I made the decision years ago that I was going a lot of aquariums. I've never been rich, so I had to do that within a budget.I don't believe a tank is fully equipped unless it has plants.
My solution has been to target plants with low light needs, just as I would if I had a shaded garden. The result has been heavily planted tanks that please me and would draw a shrug from a tech tank person. Lots of Anubias (which the Australians say is a garden plant!), Bolbitis, Java ferns, mosses, and Cryptocoryne wendtii. The initial cost of low light plants is higher, but they thrive more easily.
I also have Vallisneria americana, 2 types of Elodea, and guppy grass. There are similar plants that need different water than my tap provides. You have to experiment.
It has taken me a long time to get this going, and since I moved in the winter, it will take me a long time to get my tanks back to where I want them to be. Don't rush. If it takes a while to get equipped, take a while. Consider that for many lower light plants like java ferns, a room lamp on a timer will do. Plants need light, but not necessarily hood lights. Desk lamps with LED bulbs have grown some good plants here, as long as the plants were chosen as carefully as fish should be.