So... I am in the process of spec-ing out a 20 gallon tank piecing everything separately (vs. buying a kit). There is a place near (well, sort of) me, that is a higher end fish store, that seems knowledgeable fish people and is very organized and clean (which is an indication of their knowledge). I was probably going to get a 20 gallon tank, buy a separate flip hood, then buy a Marineland 30g top-seated wheel filter, along with a titanium heater, and possible an air pump. I can't remember all the brand names though, but it seemed like high-end stuff. Will need to spec out a lamp, but hopefully his recommendation will be good. He say the lights can be anywhere from $50 to $100, so I'm thinking based on comparison to the Marineland 20g kit which is $140 (comes with hood, light, filter/pump). He says all the tanks they buy are Marineland and all of their customers have never complained about them. The store is in a rich neighborhood, so maybe? At first I was looking at an Aqueon 20g tank kit, but while the reviews were mostly good, I kept seeing a theme, was that the kit's filter/pump and heater were barely enough for the 20g, which is why I'm going to build / part it out all separately.